Hampton Roads First Time Home Buyer Resource

Are you a first time home buyer?  We have incredible first time home buyer programs and government backed FHA, VA, and VHDA loans that allow you to purchase a home with little or no downpayment!  Due to the recent drop in interest rates and home prices in our Tidewater, Virginia Beach, VA market it has become easier than ever to purchase a home.  For a quick and easy free pre-approval  CLICK HERE.  It won't cost you anything to find out what you qualify for!

OFFICIAL REALTOR'S DATABASE

Click on the map to the right to search the entire Hampton Roads, Tidewater, Virginia Beach, VA official MLS database.  This is a direct link to the actual REALTOR'S® MLS and is updated immediately in real time with the latest properties.  Unlike all other web sites with outdated or sold properties and limited listings, this site has every listing available including bank repo's, foreclosures, and Today's hot new listings!  

On February 17th, 2009 President Obama signed the new housing stimulus bill creating a first time home buyer tax credit.  The $8000 first time home buyers tax credit will be available on home purchases made before November 30, 2009.  Therefore, if you purchase a home before November 30, 2009, you will receive $8000 from the government! (dollar for dollar - NOT a deduction) when you file your income taxes.  That's huge!

It's a great time to buy now because interest rates are as low as they are going to go. With so many houses on the market, we can negotiate lower prices and/or your (buyer) closing costs paid for out of the sellers equity instead of your pocket.  We have been getting our buyers deep discounts and almost nil out of pocket expenses.  It is truly a first time home buyer market right now.  For families with no cash reserves, but good credit, this is the only opportunity to get out of a lease and into home ownership!

Did you know that there are over 17,000 active listings on the market in Hampton Roads right now and we have acess to every single one of them.  So call us before you go look and we can meet you to look inside.

Rose & Womble is the #1 Real Estate Company in all of Hampton Roads, Tidewater, Virginia Beach, VA.  Whether you are a first time home buyer, or selling and trading up, we can accommodate all of your needs.

Call us today at 757-215-5034 and we will go to work immediately to find the best opportunity for you and your family!  There is no charge for our first time home buyers.

 

Realtors Website






Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.42%5.6%
15-yr Fixed4.87%5.13%
1-yr Adj4.93%6.12%
* national averages



Mortgage Calculator:
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Brad Nichols of Rose & Womble Realty 123 S Lynnhaven Rd Virginia Beach, VA 23452-7401
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